Unpaid liens, recording errors, undisclosed heirs, fraud, boundary issues, easements, and mistakes in prior deeds.
Title insurance
Title insurance that protects ownership after closing.
A title search reduces risk before closing. Title insurance helps protect buyers and lenders from covered ownership problems that may appear later.
01
Ownership risk is usually buried in the records.
The work is less glamorous than the closing photo, but it matters more: confirming ownership, surfacing defects, and documenting what must be cleared before anyone signs.
A lender policy protects the lender’s loan interest. An owner policy protects the buyer’s ownership interest. They are not the same thing.
Public records, tax status, lien review, chain of title, commitment issuance, and curative follow-up.
Old mortgages not released, judgments, tax liens, probate issues, deed mistakes, easements, and restrictions.
File rhythm
Open. Search. Clear. Close. Document.
- Open
Collect property, parties, county, terms, contacts, and date.
- Search
Review ownership, liens, taxes, judgments, restrictions, and prior instruments.
- Clear
Resolve defects, collect payoffs, coordinate documents, and prepare figures.
- Close
Sign, record, disburse, issue policy, and keep the file documented.
Ready